Procedures before close credit card

Well, are you currently thinking of closing credit cards? If indeed you intend to close the credit card, you need to know how to close the right credit card. Know the principles about the procedures and rights and obligations as customers when they want to close the credit card.

The first step in the series of how to close the first credit card is, you must submit a written application to the credit card issuing bank. Can be via email or facsimile. You can also file closing by phone to credit card issuer either bank or nonbank institution.

Express your main intent of closing credit cards. If your application is made verbally by phone, do not forget to request an official note from the bank or customer service related to your submission.

Closing a credit card can be a bad news for the issuing bank. But, you need to know, banks or credit card issuing agencies are prohibited to discourage customers who want to close his credit card.

Upon applying for credit card closing and the issuer accepts the application, the credit card issuer must block, or disable the credit card.

This rule is motivated by the complaints of many credit card customers who still get a bill, when they have long closing their credit card. So, make sure when your credit card closing request has been received by the card issuer, then you are not obliged to pay the bills that come. Therefore, you might need credit card generator that has been known since long time ago.

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